While the new EMV technology in your credit and debit card will help protect your money, many thieves are trying to steal people's information before they receive the new card technology. Consumers know their cards are on the way, and so do fraudsters. The computer chip implemented in the cards thwarts many would-be thieves because it is extremely difficult to duplicate. Therefore, people looking to commit fraud are attempting to collect as many card numbers as possible before everyone has EMV technology.

Thieves trying to steal numbers send out emails to people who have not yet received their new credit or debit card. The emails, according to Fox affiliate Q13, appear to be sent from the card issuer and tell people that some personal information is needed before they can receive their new credit or debit card with EMV technology. Once the consumer provides the information, thieves use it to steal the person's identity.

Links to websites
Another method scammers currently use is to send an email to consumers with a message that some information has to be verified. Within the email is a link. When you click on the link you could become victim to malware, which can then pull important data off your computer.

What should you do?
If a consumer receives any suspicious emails from addresses they don't recognize, they should disregard and delete them. If a consumer feels the need to open the email, they should refrain from clicking on any links within the email. Additionally, consumers should never give out personal information unless they are 100 percent sure they're providing it to their bank or financial institution. The Federal Trade Commission advises against utilizing any unsecured websites or accounts online, according to Money Talks News.

"Only provide personal information through a company's website if you typed in the web address yourself and you see signals that the site is secure, like a URL that begins https (the "s" stands for secure)," the FTC said in a Money Talks News article. 

According to Q13, the FTC said there is no reason for card issuing companies to contact consumers by phone or email during the transition to EMV technology. However, if a consumer feels that they have received a legitimate communication from their bank or financial institution, they should go into a branch or call the number on the back of their current credit or debit card to inquire.

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